I have said early on that this year 2009 is my year of financial freedom. In an effort to reach my goal, I devise strategic plans to rid myself with the debts I seem to have accumulated the past few years and start my retirement fund this year. I used to give away my old clothes, bags & shoes but this year & last May 2008, I followed Og Mandino’s advice, ‘To turn garbage into wealth’. And that is what I did. I gathered all my old clothes, bags, shoes, books and what-nots and decided to … [Read more...]